Creamy Cheesecake Factory White Chicken Chili

Make my Creamy Cheesecake Factory White Chicken Chili with a creamy boost from cottage cheese and extra veggies like corn and zucchini. This copycat recipe keeps all the flavors of the original but is easy on the spice for gentle digestion. It’s a delicious and hearty meal the whole family will enjoy.

Bowl of white chicken chili.

My Creamy Cheesecake Factory White Chicken Chili recipe is a healthier, protein-packed twist on the classic, with extra veggies like corn and zucchini and a creamy boost from blended cottage cheese. This copycat version has all the comforting flavor of the original but uses lighter, more nourishing ingredients you can feel good about.

What really sets this recipe apart is the way I blend the onions and zucchini and simmer the beans until they’re silky smooth. This gives the chili a rich, creamy texture that’s gentle on digestion and easy on spice — so you still get that cozy warmth without the heartburn.

I’m always looking for ways to sneak more veggies into meals (especially when I can camouflage them from my kids — no shame in that!). This chili has quickly become a go-to in our kitchen for busy weeknights, cozy weekends, or whenever we need a big pot of comfort that’s secretly full of goodness.

Bring Your Own Spice Mild Recipe logo

BYOS: Flavor Without the Fire!

Love bold flavors but not the heat? Spice things up on your own terms with this BYOS recipe bursting with deliciousness. All the ingredients are prepped for easy digestion and a heartburn-free experience. Adjust the spice level to your preference—no more burnt tongues or tears here! Now, everyone can enjoy this recipe regardless of their spice tolerance!

Why You’ll Love This Healthier Copycat Cheesecake Factory White Chicken Chili Recipe

  • Creamy and Flavorful: A creamy texture with all the delicious flavors of the original, made with simple, wholesome ingredients.
  • Protein Boost: Added cottage cheese gives it a healthy protein boost without heavy cream.
  • Easy on Digestion: Blended onions and simmered beans help minimize heartburn for gentle digestion.
  • Family-Friendly: Mild spice level makes it perfect for everyone to enjoy, with options to add heat if desired.
Dutch oven filled with white chicken chili.

Ingredients & Substitutions

Here is everything you need to make the best-tasting Cheesecake Factory white chicken chili:

Chicken Breast: Instead of boneless, skinless chicken breasts, you can use boneless, skinless chicken thighs for a richer flavor. You can also use a rotisserie chicken.

Chicken Broth: Use vegetable broth, organic chicken broth, or low-sodium chicken broth for a lower sodium option. Consider making your own broth with water, vegetables, and herbs for a fresher taste.

White Beans and Pinto Beans: Mix and match beans based on preference; navy beans, great northern beans, cannellini beans, red kidney beans or black beans can be used as alternatives. If using dried beans, soak and cook them before adding to the recipe.

Whole Kernel Corn: Opt for fresh corn kernels or frozen corn instead of canned corn.

Zucchini: You can omit the zucchini or replace it with yellow squash, bell peppers, or eggplant for a different flavor and texture.

Cottage Cheese: You can omit cottage cheese or replace it with cream cheese or sour cream. Greek yogurt or plain yogurt can also be used, but you will need to stir in the greek yogurt right before you serve the chili.

Onion: You can omit the onions or use yellow onions. You can also replace with two teaspoons of onion powder.

Butter: Olive oil, avocado oil, or coconut oil can replace butter for a healthier fat option.

Garlic: Use garlic powder or roasted garlic for a different depth of flavor.

Light Olive Oil: Extra Virgin Olive Oil or Avocado oil can be used instead of olive oil. I do not recommend vegetable oil.

Mild Diced Green Chilis: You can omit the chilis or use fresh diced jalapeños or poblano peppers to meet your spice tolerance.

Spices (Ground Cumin, Paprika, dried Oregano, Salt, Black Pepper): Adjust the spice blend to personal preference, or use a pre-made taco or chili seasoning mix. You can also add cayenne pepper and/or chili powder to taste.

Bowl of white chicken chili.

How to Make My White Chicken Chili with Cottage Cheese Recipe

Step 1: Prep Your Ingredients

Roughly dice 1/2 an onion and 4 cloves of garlic. Slice off the ends of one zucchini and thinly slice.

Make 1″ slices through the thickest part of the two chicken breasts. Sprinkle both sides of the chicken pieces with coarse sea salt and a few dashes of pepper. 

Pour 3 cups of chicken stock into a mixing bowl. Stir in the cumin, paprika, oregano, salt and pepper. 

Open and drain the cans of white beans, pinto beans, and whole kernel corn. Rinse them thoroughly and drain.

Chopped zucchini and onions on a cutting board.
Sprinkling salt on boneless skinless chicken breasts.

Step 2: Cook and Blend the Vegetables

Melt 1/4 cup of butter in a large dutch oven or large soup pot over medium to high heat. Add in the chopped zucchini, onions and garlic. Mix well then cover and allow to cook for 5-7 minutes, stirring about every minute, until the zucchini is fork tender. Carefully spoon the vegetables into a high-speed blender. Add 1 cup of prepared chicken broth and blend until smooth.

Sauteeing zucchini and onions in a dutch oven.
Blended zucchini, onions and garlic in a high speed blender.

Step 3: Cook the Chicken

Pour 2 tablespoons of light olive oill into the dutch oven on medium-high heat. Carefully lay in the chicken breasts. Cook for 3-4 minutes until the underneath is golden brown. Flip the chicken over and cook for another 3-4 minutes.

Add the remaining chicken stock, zucchini mixture, green chiles, drained beans, and corn. Stir well, then cover and simmer at a low boil for 30 minutes.

Browning chicken in dutch oven.
Stirring white chicken chili with a spatula.

Step 4: Shred the Chicken

Carefully transfer the cooked chicken to a tray and shred it with two forks.

Shredding chicken with two forks in a baking sheet.

Step 5: Add the Cottage Cheese and Lime Juice

Add 1 cup of cottage cheese and about 1/2 cup of liquid from the dutch oven to the blender. Blend until smooth and pour the mixture back into the dutch oven. 

Add the juice of 2 limes to the dutch oven and the shredded chicken.

Cover the pot and simmer for 10 minutes.

Adding cottage cheese to an upright blender.

Step 6: Serve and Enjoy

Turn off the heat and uncover the pot. Allow the chili to cool slightly until it’s no longer bubbling. Ladle the chili into a bowl. And garnish with sliced avocado, shredded cheddar cheese, diced onions, and cilantro leaves. Serve with a side of your favorite tortilla chips.

Bowl of white chicken chili.

My Expert Recipe Tips

Fresh Lime Juice: For the brightest flavor, use fresh lime juice. Adjust the quantity based on personal taste preferences.

Kid-Friendly Variation: For a milder version suitable for children, reduce the amount of diced green chilis and black pepper.

Blending the Zucchini and onions: This will make them easier to digest and disguise the zucchini. But you do not have to blend if you prefer a chunkier chili.

Extra Simmer at the End: This extra 10 minutes of simmering helps the shredded chicken really soak in the flavors and incorporates the cottage cheese.

Slow Cooker: Cook the vegetables and brown the chicken in a frying pan. Then transfer everything to a slow cooker and cook on low for 4-6 hours. Remove the chicken, shred it, then add it back to the slow cooker and stir in the cottage cheese mixture and lime juice.

Insta-Pot Pressure Cooker: Set the pressure cooker to saute mode and cook the vegetables and brown the chicken. Then add all the ingredients and pressure cook for 10 minutes. Remove the chicken, shred it, then add it back to the pressure cooker and stir in the cottage cheese mixture and lime juice.

Serving Suggestions

Spice Level: This recipe is made very flavorful but not spicy. The spice level can be adjusted to suit individual preferences. Add more diced green chilis, red pepper flakes, or hot sauce for extra heat. For an even milder version, omit the green chilis and black pepper and reduce the cumin to 1 teaspoon.

Refrigeration: Allow the chili to cool to room temperature before transferring it to an airtight container. 

Freezing: If you want to store the chili for an extended period, portion it into freezer-safe containers or resealable bags. Leave some room for expansion to prevent containers from cracking.

Individual Servings: Freeze individual servings for convenient, quick meals. This allows you to thaw and reheat only what you need.

Defrosting: When ready to use frozen chili, transfer it to the refrigerator the night before to allow for slow, safe thawing. Alternatively, use the defrost function on the microwave.

Reheating: Reheat the refrigerated or thawed chili on the stovetop over medium heat, stirring occasionally. Ensure it reaches a safe internal temperature (165°F or 74°C).

Storage Duration: Consume refrigerated chili within 3-4 days for optimal freshness. Frozen chili can be stored for 2-3 months.

Can I use canned chicken instead of fresh chicken breasts?

While fresh chicken breasts provide a more robust flavor and texture, canned chicken can be used as a convenient alternative. Adjust cooking times accordingly.

Is there a dairy-free alternative to cottage cheese?

Yes, you can use a dairy-free yogurt or silken tofu as a substitute for cottage cheese to maintain a creamy texture without dairy.

Can I make this recipe vegetarian?

Absolutely! Omit the chicken and use vegetable broth. Consider adding extra vegetables or plant-based protein sources like tofu for a delicious vegetarian version.

Can I make this chili in a slow cooker?

Yes, after cooking the vegetables and browning the chicken, transfer everything to a slow cooker. Cook on low for 4-6 hours for a convenient, hands-off option.

How do I adjust the spice level?

Easily customize the spice level by adding more diced green chilis, red pepper flakes, or hot sauce according to personal preference.

Can I substitute dried beans for canned beans?

Yes, you can use dried beans, but be sure to soak and cook them before adding to the recipe. Adjust cooking times accordingly.

What can I use instead of a cast iron dutch oven?

Any large, heavy-bottomed pot can be used as an alternative to a cast iron dutch oven.

Frequently Asked Questions

I always store this chili in airtight containers in the refrigerator for up to 4 days. The cottage cheese actually helps it stay creamy during storage, which is one of the reasons I love this recipe so much! Just give it a gentle stir when reheating since the cottage cheese might separate slightly – totally normal and it comes right back together.

Absolutely! I actually think this chili tastes even better the next day because all the flavors have time to meld together. I make it on Sunday for easy weeknight dinners all week. The cottage cheese holds up beautifully overnight, unlike heavy cream which can sometimes curdle when reheated.

The magic is in the cottage cheese! When it gets heated and stirred into the chili, it creates that signature Cheesecake Factory creaminess without the heaviness. I blend half of it smooth and leave some chunky for the perfect texture that tastes just like the restaurant version my family craves.

This chili stays fresh for 4-5 days in the refrigerator, which is perfect for my meal prep routine. The cottage cheese actually acts as a natural preservative compared to regular dairy, so it lasts longer than traditional cream-based chilis. I portion it into individual containers for grab-and-go lunches.

I’ve tested this extensively, and while you can freeze it for up to 3 months, the cottage cheese texture changes slightly when thawed. It’s still delicious, but I honestly prefer making smaller batches fresh since it keeps so well in the fridge for almost a week.

The cottage cheese is definitely the secret! Most copycat recipes use heavy cream, but I discovered that cottage cheese creates that exact creamy, slightly tangy flavor that makes the restaurant version so addictive. It’s also much lighter and easier on digestion than traditional cream-based versions.

Easily customize the spice level by adding more diced green chilis, red pepper flakes, or hot sauce according to personal preference.

Here are a few more of my Mexican-inspired recipes I recommend:

A bowl of Cheesecake Factory copycat white chicken chili in a white bowl with wedges of avocado on top.

Creamy Cheesecake Factory White Chicken Chili

Gluten-Free diet-friendly recipe
Make my Creamy Cheesecake Factory White Chicken Chili with a creamy boost from cottage cheese and extra veggies like corn and zucchini. This copycat recipe keeps all the flavors of the original but is easy on the spice for gentle digestion. It's a delicious and hearty meal the whole family will enjoy.
5 from 2 votes
Servings 8
Prep Time 20 minutes
Cook Time 40 minutes
Total Time 1 hour

Ingredients
  

  • 2 boneless skinless chicken breasts
  • 3 cups chicken broth
  • 2 cans white beans
  • 1 can pinto beans
  • 1 can whole kernel corn
  • 1 zucchini
  • 1 cup cottage cheese
  • 1/2 onion
  • 1/4 cup butter
  • 4 cloves garlic
  • 2 limes juiced
  • 2 tablespoons olive oil
  • 1 tablespoon mild diced green chilis
  • 2 teaspoons cumin
  • 1 teaspoon salt
  • 1/2 teaspoon oregano
  • 1 teaspoon paprika
  • 1/8 teaspoon black pepper

Instructions
 

  • Roughly dice yellow zucchini‭, ‬1/2‭ ‬an onion and 4‭ ‬cloves of garlic‭. ‬
  • Season both sides of the chicken breasts with coarse sea salt and a few dashes of pepper‭. ‬
  • Pour 3‭ ‬cups of chicken stock into a mixing bowl‭. ‬Stir in the cumin‭, ‬paprika‭, ‬oregano‭, ‬salt and pepper‭.‬
  • Open and drain the cans of white beans‭, ‬pinto beans‭, ‬and whole kernel corn‭. ‬Rinse them thoroughly and drain‭.‬
  • Melt 1/4‭ ‬cup of butter in a large dutch oven or large soup pot over medium to high heat‭. ‬Add in the chopped zucchini‭, ‬onions and‭ ‬garlic‭. ‬Mix well then cover and allow to cook for 5-7‭ ‬minutes‭, ‬until soft‭. ‬Carefully spoon the vegetables into a high-speed blender‭. ‬Add 1‭ ‬cup of prepared chicken broth and blend until smooth‭.‬
  • Pour 2‭ ‬tablespoons of light olive oil into the dutch oven on medium-high heat‭. ‬Carefully lay in the chicken breasts and cook for‭ ‬3-4‭ ‬minutes on both sides until golden brown‭.‬
  • Add the remaining chicken stock‭, ‬zucchini mixture‭, ‬green chiles‭, ‬drained beans‭, ‬and corn‭. ‬Stir well‭, ‬then cover and simmer on low/medium heat for 30‭ ‬minutes‭.‬
  • Remove the cooked chicken and shred it with two forks on a board then return it to the pot‭.‬
  • Add the cottage cheese‭, ‬lime juice‭, ‬and about 1/2‭ ‬cup of liquid from the dutch oven to the blender‭. ‬Blend until smooth and pour‭ ‬the mixture back into the dutch oven‭. ‬Cover the pot and simmer for 10‭ ‬minutes‭.‬
  • Turn off the heat and uncover the pot‭. ‬Allow the chili to cool slightly until it’s no longer bubbling‭. ‬Ladle the chili into a bowl‭. ‬And garnish with sliced avocado‭, ‬shredded cheddar cheese‭, ‬diced onions‭, ‬and cilantro leaves‭. ‬Serve with a side of your favorite tortilla chips‭.‬

Video

Notes

Spice Level: This recipe is made very flavorful but not spicy. The spice level can be adjusted to suit individual preferences. Add more diced green chilis, red pepper flakes, or hot sauce for extra heat. For an even milder version, omit the green chilis and black pepper and reduce the cumin to 1 teaspoon.
Blending the Zucchini and onions: This will make them easier to digest and disguise the zucchini. But you do not have to blend if you prefer a chunkier chili.
Extra Simmer at the End: This extra 10 minutes of simmering helps the shredded chicken really soak in the flavors and incorporates the cottage cheese.
Slow Cooker: Cook the vegetables and brown the chicken in a frying pan. Then transfer everything to a slow cooker and cook on low for 4-6 hours. Remove the chicken, shred it, then add it back to the slow cooker and stir in the cottage cheese mixture and lime juice.
Insta-Pot Pressure Cooker: Set the pressure cooker to saute mode and cook the vegetables and brown the chicken. Then add all the ingredients and pressure cook for 10 minutes. Remove the chicken, shred it, then add it back to the pressure cooker and stir in the cottage cheese mixture and lime juice.

Nutrition

Calories: 274kcalCarbohydrates: 26gProtein: 17gFat: 12gSaturated Fat: 5gPolyunsaturated Fat: 1gMonounsaturated Fat: 5gTrans Fat: 0.2gCholesterol: 40mgSodium: 847mgPotassium: 653mgFiber: 5gSugar: 3gVitamin A: 414IUVitamin C: 11mgCalcium: 107mgIron: 3mg
Keyword Cheesecake Factory, chicken, chili, copycat, corn bread, cottage cheese, pinto beans, white beans, zucchini
Help Fellow Cooks!Your 5-star review helps other families discover recipes that actually work!
Dietitian Reviewed and Endorsed logo

This recipe has been reviewed by a healthcare professional for its nutritional balance and alignment with healthy eating principles.

7 Comments

  1. Wow this was soo good! I chopped in a spanish green pepper with the Zucchini and onion. Definitely will make this again! Thanks for the great recipe!

  2. EXCELLENT recipe! Such bright flavor with the lime. I did add more garlic, cumin, and green chiles to my preference. Great levels of flavor!!!

  3. I made this and didn’t have pinto beans but added garbanzo beans. This was delicious. I will make this again for sure.

  4. I made this yummy white chicken chili yesterday. It was so full of delicious spices, and it was delightful to eat it. I felt happy that I was making healthy, tasty soup. I will definitely be making this again and again. Thanks for sharing your wonderful recipe!

5 from 2 votes (1 rating without comment)

Leave a Reply

Your email address will not be published. Required fields are marked *

Recipe Rating