Best Cottage Cheese Banana Bread Gluten-Free

This is the best-tasting, gorgeous Cottage Cheese Banana Bread with Chocolate Chips Recipe for a quick breakfast, healthier snack, or sweet treat. It’s made gluten-free with oat flour and almond flour and gets a protein boost from cottage cheese, which we’re blending smooth with the bananas, so it’s undetectable. Then, we add your favorite chocolate chips, depending on your dietary preference.

A loaf of gluten-free cottage cheese banana bread with chocolate chips on a cutting board.

This is the best-tasting and easiest Cottage Cheese Banana Bread with Chocolate Chips Recipe for a great breakfast, healthier snack, or perfect sweet treat. It has all the delicious flavor of a classic banana bread but is gluten-free with oat flour and almond flour. This is the best banana bread recipe that is a sneaky way to add a protein boost from cottage cheese. Don’t worry if you’re not a fan of cottage cheese. We’re blending it smooth with the bananas, so it’s undetectable.

Then, we add your favorite chocolate chips, depending on your dietary preference. Unlike other gluten-free banana bread recipes, this bakes with a gorgeous, bakery-style raised top, a fluffy texture, tender crumb, and lots of melted chocolate.

This easy, quick bread is the perfect way to satisfy your banana bread craving with all-natural, nutrient-dense ingredients that everyone can enjoy regardless of a gluten allergy. This is a family favorite and can be served for a special breakfast for Easter or Christmas or as a treat or dessert at a Mother’s Day brunch or shower.

How do you eliminate the chunky texture of cottage cheese curds?

If you like the taste of cottage cheese but are not a fan of its curdled texture, you are not alone. In this recipe, we quickly and easily blend it to a smooth consistency. The cottage cheese curds are no longer detectable in the creamy texture. 

If this is your first time using the secret ingredient cottage cheese in baking, this easy, quick bread recipe is perfect for you. Cottage cheese adds a ton of moisture and healthy fat for a high-protein sweet snack.

Why You’ll Love This Easy Gluten-Free Chocolate Chip Banana Bread with Cottage Cheese Recipe

  • You only need a few simple ingredients.
  • It is super easy to make for an impressive result.
  • The flavor-rich ingredients make it taste amazing!
  • All the ingredients are easily digestible for a gentle tummy.
A loaf of gluten-free cottage cheese banana bread with chocolate chips on a cutting board.

Ingredients & Substitutions

Here is everything you need to make the best-tasting cottage cheese banana chocolate chip muffin recipe:

Ripe Bananas: For the most natural sweetness, use very ripe bananas with large brown spots on the peel. For a different flavor, substitute the bananas with an equal amount of applesauce or pumpkin puree.

Cottage Cheese: You can use fat-free cottage cheese or full-fat cottage cheese. I recommend full-fat for the best-tasting cottage cheese filling and thickest texture. My favorite brand of cottage cheese is Daisy because it does not contain carrageenan. You can substitute cottage cheese with an equal amount of ricotta cheese, sour cream or Greek yogurt for a similar texture and flavor.

Cane Sugar: You can replace cane sugar with coconut sugar, brown sugar, or a sugar substitute like stevia or erythritol. But cane sugar gives the best results and a lighter brown color.

Light Olive Oil: Melted coconut oil, melted butter, or any neutral oil like canola or vegetable oil can be used in place of light olive oil.

Oat Flour: If you don’t have oat flour, you can make your own by blending rolled oats in a food processor or blender until fine.

Almond Flour: You can substitute almond flour with any other nut flour or seed flour, such as hazelnut flour or sunflower seed flour.

Mini Chocolate Chips: Use dairy-free chocolate chips or chopped nuts if you prefer a different topping.

A loaf of gluten-free cottage cheese banana bread with chocolate chips on a cutting board.

How to Make My Moist Cottage Cheese Banana Bread Recipe:

Here are easy, step-by-step instructions to make gluten-free chocolate chip banana muffins:

Step 1: Make the Banana Bread Batter

Preheat your oven to 350°F (175°C) and grease a 9×5-inch loaf pan or line it with parchment paper.

In a blender, food processor, or large mixing bowl with an immersion blender, combine the wet ingredients, including ripe bananas, cottage cheese, cane sugar, oil, and vanilla extract. Blend until smooth and well combined. If using a blender, pour the mixture into a large bowl and add the eggs. With a hand mixer, or whisk, mix until well combined.

Add the dry ingredients, including oat flour, almond flour, baking powder, cinnamon, and salt. Mix until just combined. Be careful not to overmix.

Fold in the mini chocolate chips, reserving some for topping the bread if desired.

Adding cottage cheese, bananas and cane sugar in a mixing bowl.
Mixing the chocolate chips into the batter.

Step 2: Bake the Banana Bread

Pour the batter into the greased loaf pan and smooth the top with a spatula. Sprinkle the remaining chocolate chips on top, if using.

Bake in the preheated oven for 45-55 minutes, or until a toothpick inserted into the center comes out clean.

Remove the bread from the oven and let it cool in the pan for 10-15 minutes. Then, transfer it to a wire rack to cool completely before slicing and serving.

Enjoy your moist and delicious gluten-free banana bread with cottage cheese!

A loaf of gluten-free cottage cheese banana bread with chocolate chips about to go into the oven.
A loaf of gluten-free cottage cheese banana bread with chocolate chips on a cutting board.

Gluten-Free Chocolate Chip Oat Banana Bread Recipe Notes

Oat Flour: You can use store-bought oat flour or blend your own from quick oats or old-fashioned oats. Simply add them to a blender or food processor and mix for about 15 seconds or until you have fine flour.

Ripe Bananas: Use ripe bananas with brown spots for the best flavor and sweetness.

Blending Cottage Cheese: Blending the cottage cheese with the bananas helps remove any curdled texture, resulting in a smoother batter.

Flour Substitutions: Feel free to experiment with different flour combinations. You can use all oat flour or all almond flour if you prefer. But I’ve found this ratio of oat and almond flour provides a fluffy texture for a satisfying snack bread.

Sweetness: Adjust the amount of sugar based on your preference and the ripeness of your bananas. Riper bananas will add more natural sweetness.

Serving Suggestions

You can enjoy this bread as is or add a drizzle of honey, a spread of peanut butter, or a pat of butter for added flavor and variety. You can also serve it alongside greek yogurt for additional protein or banana pudding. I think the bread tastes best at room temperature or slightly warm.

Refrigerator: Store the moist banana bread in an airtight container in the refrigerator for up to a week. 

Freezer: Banana bread freezes well. Wrap individual slices or the whole loaf tightly in plastic wrap and then aluminum foil before placing it in a freezer-safe bag or container. It will keep for up to 3 months in the freezer.

Thawing: To thaw frozen banana bread, remove it from the freezer and let it sit at room temperature for a few hours or overnight in the refrigerator. You can also reheat slices in the microwave or oven if desired.

Sliced vs. Whole: If you plan to freeze the banana bread, consider slicing it before freezing. This way, you can thaw and enjoy individual slices without having to defrost the whole loaf.

Can I use regular flour instead of oat and almond flour in this gluten-free recipe?
Yes, you can use all-purpose flour instead of the oat and almond flour for a non-gluten-free version of this banana bread. You may need to adjust the amount to achieve the same consistency.

Can I use frozen bananas in gluten-free banana bread?
Yes, you can use frozen bananas for this recipe. Thaw them before using and drain any excess liquid.

Can I omit the chocolate chips in this easy banana bread recipe?
Yes, you can omit the chocolate chips or substitute them with nuts, dried fruit, or leave the bread plain.

Can I make vegan cottage cheese banana bread with this recipe?
You can try substituting the eggs with flax eggs or chia eggs, and use a dairy-free yogurt instead of cottage cheese. The texture and flavor may vary slightly.

Can I make cottage cheese banana muffins instead of a snack bread with this simple recipe?
Yes, you can pour the batter into muffin tins lined with paper liners and adjust the baking time accordingly. Start checking for doneness around 20-25 minutes.

A loaf of gluten-free cottage cheese banana bread with chocolate chips on a cutting board.

Best Cottage Cheese Banana Bread Gluten-Free Recipe

Gluten-Free diet-friendly recipe
This is the best-tasting, gorgeous Cottage Cheese Banana Bread with Chocolate Chips Recipe for a quick breakfast, healthier snack, or sweet treat. It's made gluten-free with oat flour and almond flour and gets a protein boost from cottage cheese, which we're blending smooth with the bananas, so it's undetectable. Then, we add your favorite chocolate chips, depending on your dietary preference. 
5 from 13 votes
Servings 12
Prep Time 10 minutes
Cook Time 50 minutes
Total Time 1 hour

Ingredients
  

Wet Ingredients:

  • 2 bananas (medium)
  • 1/3 cup cottage cheese
  • 1/2 cup cane sugar
  • 3 tablespoons oil (light olive oil is my fave)
  • 2 teaspoons vanilla extract
  • 2 eggs

Dry Ingredients:

  • 1-3/4 cup oat flour
  • 3/4 cup almond flour
  • 2 teaspoons baking powder
  • 1 teaspoon cinnamon
  • 1/2 teaspoon salt
  • 1/3 cup mini chocolate chips

Instructions
 

  • Preheat your oven to 350°F (175°C) and grease a 9×5-inch loaf pan or line it with parchment paper.
    In a blender, food processor, or large mixing bowl with an immersion blender, combine the wet ingredients, including ripe bananas, cottage cheese, cane sugar, oil, and vanilla extract. Blend until smooth and well combined. If using a blender, pour the mixture into a large bowl and add the eggs. With a hand mixer, or whisk, mix until well combined.
    Add the dry ingredients, including oat flour, almond flour, baking powder, cinnamon, and salt. Mix until just combined. Be careful not to overmix.
    Fold in the mini chocolate chips, reserving some for topping the bread if desired.
  • Pour the batter into the greased loaf pan and smooth the top with a spatula. Sprinkle the remaining chocolate chips on top, if using.
    Bake in the preheated oven for 45-55 minutes, or until a toothpick inserted into the center comes out clean.
    Remove the bread from the oven and let it cool in the pan for 10-15 minutes. Then, transfer it to a wire rack to cool completely before slicing and serving.
    Enjoy your moist and delicious gluten-free banana bread with cottage cheese!

Video

YouTube video

Notes

Oat Flour: You can use store-bought oat flour or blend your own from quick oats or old-fashioned oats. Simply add them to a blender or food processor and mix for about 15 seconds or until you have fine flour.
Ripe Bananas: Use ripe bananas with brown spots for the best flavor and sweetness.
Blending Cottage Cheese: Blending the cottage cheese with the bananas helps remove any curdled texture, resulting in a smoother batter.

Nutrition

Calories: 245kcalCarbohydrates: 30gProtein: 6gFat: 12gSaturated Fat: 2gPolyunsaturated Fat: 2gMonounsaturated Fat: 3gTrans Fat: 0.02gCholesterol: 28mgSodium: 200mgPotassium: 180mgFiber: 3gSugar: 14gVitamin A: 61IUVitamin C: 2mgCalcium: 75mgIron: 1mg
Keyword almond flour, banana bread, chocolate chip, cottage cheese, oat flour
Did you make this recipe?Please let me know in the comments below how it turned out 🙂

16 Comments

  1. 5 stars
    This is amazing and it’s gluten free!!! I can’t tell you how many recipes I’ve tried that have been so bland. This is a game changer!

  2. 5 stars
    This version of banana bread is SO GOOD. I’m impressed how much sugar has been reduced yet it still keeps that amazing sweetness of any sugary dessert.

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