Gluten-Free Double Chocolate Chip Cottage Cheese Banana Bread

How to make a moist & delicious gluten-free double chocolate chip cottage cheese banana bread with oat flour and naturally sweetened with honey. You’ll never guess it includes cottage cheese!

How to make a moist & delicious gluten-free double chocolate chip cottage cheese banana bread w/ oat flour naturally sweetened w/ honey

This is the best-tasting gluten-free, double-chocolate cottage cheese banana bread for a healthy and delicious breakfast, snack, or dessert. This moist and flavor-rich chocolate banana bread is made gluten-free with oat flour and is naturally sweetened with honey. The additional simple ingredients include eggs, cocoa powder, apple cider vinegar, vanilla extract, and your choice of mini-chocolate chips that meet your dietary needs.

This easy recipe for chocolate chip banana bread is made higher in protein from cottage cheese that is blended smoothly with ripe bananas to remove the curdled texture. This is the perfect oat banana bread recipe if this is your first time using cottage cheese. I include step-by-step instructions and a video tutorial showing you exactly how to make it.

How Do I Get Rid of the Curdled Cottage Cheese Texture?

To enjoy the health benefits of cottage cheese without the curdled texture, we’re simply blending it smooth with the bananas until they’re silky and creamy. You can use an upright blender, food processor, or immersion blender to blend the cottage cheese. The whipped cottage cheese adds moisture and a richer flavor to the double-chocolate muffins.

YouTube video

Why You’ll Love My Gluten-Free Double Chocolate Chip Cottage Cheese Banana Bread Recipe

  • It’s naturally sweetened with maple syrup.
  • All the simple ingredients are easily digestible for a gentle tummy.
  • This bread is super quick and easy to make in one bowl.
  • It’s a delicious way to incorporate protein into breakfast.

Ingredients & Substitutions 

Here is everything you need to make the best-tasting gluten-free double chocolate chip cottage cheese banana bread recipe:

Bananas: You can substitute with 1 cup unsweetened applesauce. Applesauce will add moisture and natural sweetness, similar to bananas.

Honey: You can substitute with maple syrup or agave nectar.

Eggs (for a vegan version): You can substitute with flax eggs (1 tablespoon ground flaxseed mixed with 2.5 tablespoons water per egg). Note: Flax eggs work well as a binder and can replace eggs in vegan baking.*

Oil: Light olive oil is my favorite but you can use melted coconut oil, melted butter, or any neutral-flavored oil.

Cottage Cheese: You can substitute cottage cheese with greek yogurt, coconut yogurt, or sour cream.*

Almond Extract: You can omit it or replace coconut, or hazelnut extract.

Oat Flour: You can substitue with a Gluten-free all-purpose flour blend. Note: Make sure the blend contains xanthan gum or a similar binder if it’s not already included. The texture may vary slightly.*

Cocoa Powder: You can replace with cacao powder (for a less processed option) or carob powder.

Mini Chocolate Chips: You can use your favorite chocolate chips, chopped nuts (e.g., walnuts, pecans) or dried fruit (e.g., raisins, chopped dried cherries).

*I have not tested this substitution.

How to Make My Gluten-Free Chocolate Chip Oat Banana Bread Recipe

Step 1. Prep the Pan and Oats

Preheat your oven to 425°F. Line a 4×8″ baking pan with parchment paper. Then spray lightly with non-stick cooking spray. If grinding your own oat flour, measure 2-3/4 cups of oats and grind them in your blender. I love using my Nutribullet because it only takes about six seconds.

Adding wet ingredients to muffin batter.
Mixing cranberries into muffin batter.

Step 2. Combine the Wet Ingredients

Add the bananas, honey, oil, cottage cheese, vanilla, apple cider vinegar, and almond extract to a medium-sized mixing bowl. Then blend them until smooth using an immersion blender. Or you can mix them all together in an upright blender. This will eliminate the cottage cheese curdled texture and banana chunks.

Add the eggs and egg white and whisk until blended.

Adding wet ingredients to muffin batter.
Mixing cranberries into muffin batter.

Step 3. Add the Dry Ingredients

Add the oat flour, cocoa powder, baking powder, baking soda, baking powder, cinnamon, and salt to the mixing bowl. Gently whisk just until the ingredients are blended. You do not want to overmix.

Add almost all of the chocolate chips. Gently mix with a spatula until all the ingredients are evenly distributed.

Adding wet ingredients to muffin batter.
Mixing cranberries into muffin batter.

Step 4. Pour and Bake

Pour the batter into your prepared pan. Sprinkle remaining chocolate chips on top.

Baking Option 1:
Bake for 45-55 minutes at 350°F or until a toothpick comes out clean. 

Baking Option 2: For a higher dome top
Bake for 10 minutes at 425°F. Then leave the bread in the oven, turn down the heat to 350°F, and bake for an additional 38-42 minutes or until a toothpick comes out clean. 

Mixing cranberries into muffin batter.

Gluten-Free Chocolate Chip Cottage Cheese Oat Banana Bread Recipe Notes

  • Be sure to use ripe bananas with large brown spots to get the most natural sweetness.
  • Add the eggs after you’ve blended the cottage cheese, bananas and other wet ingredients together so they aren’t overmixed.
  • Be sure the bread is baked completely before removing from the oven. Insert a toothpick in the middle of the bread and make sure it comes out clean.

  • To maintain freshness, store the gluten-free double chocolate chip cottage cheese banana bread in an airtight container at room temperature for up to 2 days.
  • For longer storage, place the bread in the refrigerator for up to a week. It might become slightly denser when refrigerated, but it will still be delicious.
  • If you want to freeze the bread, wrap it tightly in plastic wrap and place it in a freezer-safe bag. It can be frozen for up to 3 months. Thaw slices at room temperature or gently reheat in the microwave.

  • Can I use regular all-purpose flour instead of oat flour in this easy muffin recipe? 
    Oat flour provides the gluten-free base for this recipe. Using all-purpose flour would change the texture and require adjustments to the recipe.
  • Can I omit the chocolate chips in this chocolate banana bread recipe? 
    Of course! You can omit the chocolate chips if you prefer a plain banana bread or replace them with chopped nuts or dried fruit.
  • Why is apple cider vinegar included in this double-chocolate cottage cheese banana bread? 
    The apple cider vinegar reacts with the baking soda, creating bubbles that help the bread rise and become fluffy. It also adds a richer chocolate flavor.
  • Can I use frozen bananas to make healthy cottage cheese banana bread? 
    Yes, thawed frozen bananas work well. Just make sure to drain any excess liquid before mashing.
  • Can I make double-chocolate cottage cheese banana muffins instead of a loaf? 
    Yes, you can pour the batter into muffin tins and adjust the baking time accordingly. Start checking for doneness around 20-25 minutes.
How to make a moist & delicious gluten-free double chocolate chip cottage cheese banana bread w/ oat flour naturally sweetened w/ honey

Gluten-Free Double Chocolate Chip Cottage Cheese Banana Bread

Gluten-Free diet-friendly recipe
How to make a moist & delicious gluten-free double chocolate chip cottage cheese banana bread with oat flour and naturally sweetened with honey. You'll never guess it includes cottage cheese!
5 from 7 votes
Servings 12
Prep Time 20 minutes
Cook Time 50 minutes
Total Time 1 hour 10 minutes

Ingredients
  

  • 2 medium/large bananas equal to 1 cup mashed
  • 1/3 cup honey
  • 2 eggs
  • 1 egg white
  • 1/3 cup oil extra light olive oil is my fave
  • 1/2 cup cottage cheese
  • 2 teaspoons vanilla
  • 1 tablespoon apple cider vinegar
  • 1/2 teaspoon almond extract

Dry Ingredients:

  • 1-2/3 cups oat flour
  • 1/3 cup cocoa powder
  • 2 teaspoons cinnamon
  • 1 teaspoon baking powder
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1/2 cup mini chocolate chips

Instructions
 

  • Preheat your oven to 425°F. Line a 4×8″ baking pan with parchment paper. Then spray lightly with non-stick cooking spray. If grinding your own oat flour, measure 2-3/4 cups of oats and grind them in your blender. I love using my Nutribullet because it only takes about six seconds.
  • Add the bananas, honey, oil, cottage cheese, vanilla, apple cider vinegar, and almond extract to a medium-sized mixing bowl. Then blend them until smooth using an immersion blender. Or you can mix them all together in an upright blender. This will eliminate the cottage cheese curdled texture and banana chunks.
  • Add the eggs and egg white and whisk until blended.
  • Add the oat flour, cocoa powder, baking powder, baking soda, baking powder, cinnamon, and salt to the mixing bowl. Gently whisk just until the ingredients are blended. You do not want to overmix.
  • Add almost all of the chocolate chips. Gently mix with a spatula until all the ingredients are evenly distributed.
  • Pour the batter into your prepared pan. Sprinkle remaining chocolate chips on top. Bake for 10 minutes at 425°F. Then leave the bread in the oven, turn down the heat to 350°F, and bake for an additional 38-42 minutes or until a toothpick comes out clean.

Video

YouTube video

Nutrition

Calories: 251kcalCarbohydrates: 31gProtein: 6gFat: 13gSaturated Fat: 3gPolyunsaturated Fat: 2gMonounsaturated Fat: 5gTrans Fat: 0.03gCholesterol: 29mgSodium: 270mgPotassium: 240mgFiber: 3gSugar: 15gVitamin A: 65IUVitamin C: 2mgCalcium: 48mgIron: 1mg
Keyword banana bread, chocolate chip, cottage cheese, gluten free, naturally sweetened
Did you make this recipe?Please let me know in the comments below how it turned out 🙂

4 Comments

  1. 5 stars
    I was a little skeptical about the cottage cheese…but wow…these are so moist and tender. I love that they’re not too sweet. We will be making these again!

5 from 7 votes (5 ratings without comment)

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