Add 2 cups unsweetened shredded coconut, 1/4 cup almond flour, 1/4 cup maple syrup, and 2 tablespoons coconut oil to a small food processor or chopper cup. Pulse until the mixture holds together when pressed. It should look like slightly damp sand that clumps easily. If it feels dry, add 1 teaspoon maple syrup or coconut oil and pulse again.
Line a baking sheet with parchment paper. Scoop the mixture into small portions, roll into balls, then gently press into short rectangular bars. Press 1 whole almond into the top of each bar. Freeze for at least 20 minutes until firm. This step makes dipping much easier and keeps the bars from falling apart.
Add 1/2 cup chocolate chips to a microwave-safe bowl. Microwave in 30-second intervals, stirring well each time, until smooth. If the chocolate feels thick, stir in 1 to 2 teaspoons coconut oil so it coats the bars easily.
Remove the bars from the freezer. Dip each bar into the melted chocolate, almond side first, then flip to coat completely. Lift with a fork, tap off excess chocolate, and return to the parchment-lined sheet. Sprinkle with flaky sea salt if using, then chill until the chocolate is set, about 15 minutes.